Funeral Loan Program

During times of grief, no one should have to deal with money worries.

Rather than relying on credit cards to pay for a funeral, NYSFDA has created a library of affordable financing options in New York State that provide funeral loans quickly and easily . . . giving families more time to remember and honor their loved one.

For more information, contact the nearest Credit Union listed below, or call NYSFDA and ask for Kelly: 800.291.2629.


Central New York Region

Cayuga, Cortland, Madison, Onondaga and Oswego Counties

CFCU Community Credit Union
Memorial Loans
Coverage Area: Tompkins, Cortland, Cayuga, Seneca, Tioga, Schuyler, Chemung, Yates
Contact: Mark Hillegas | 607.257.8500 ext. 3221 | Mark.hillegas@mycfcu.com

Empower Federal Credit Union
Funeral Expense Loan Program
Coverage Area: Cayuga, Onondaga, Ontario, Erie, Oneida, Madison, Chemung, Oswego, Broome, Montgomery
Contact: Sandy McKennan | 800.462.5000, select option 3 | lendingsalesmanagers@empowerfcu.com

Oswego County Federal Credit Union
Family First Loans
Coverage Area: Oswego County
Contact: Aimee Glerum | 315.343.7822 x 22 | aglerum@cnymail.com

The Summit Federal Credit Union
Memorial Loans
Coverage area: Erie, Cortland, Monroe, Seneca, Onondaga
Contact: Linda Cala | 585.453.7093 or 800.836.7328 | cala@summitfcu.org


Finger Lakes Region

Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Wayne, Wyoming and Yates Counties

CFCU Community Credit Union
Memorial Loans
Coverage Area: Tompkins, Cortland, Cayuga, Seneca, Tioga, Schuyler, Chemung, Yates
Contact: Mark Hillegas | 607.257.8500 ext. 3221 | Mark.hillegas@mycfcu.com

Empower Federal Credit Union
Funeral Expense Loan Program
Coverage Area: Cayuga, Onondaga, Ontario, Erie, Oneida, Madison, Chemung, Oswego, Broome, Montgomery
Contact: Sandy McKennan | 800.462.5000, select option 3 | lendingsalesmanagers@empowerfcu.com

The Summit Federal Credit Union
Memorial Loans
Coverage area: Erie, Cortland, Monroe, Seneca, Onondaga
Contact: Linda Cala | 585.453.7093 or 800.836.7328 | cala@summitfcu.org


Mohawk Valley Region

Fulton, Herkimer, Montgomery, Oneida, Otsego and Schoharie Counties

Empower Federal Credit Union
Funeral Expense Loan Program
Coverage Area: Cayuga, Onondaga, Ontario, Erie, Oneida, Madison, Chemung, Oswego, Broome, Montgomery
Contact: Sandy McKennan | 800.462.5000, select option 3 | lendingsalesmanagers@empowerfcu.com

First Source Federal Credit Union
Family Support Loan
Coverage Area: Oneida, Herkimer
Contact: Amy Demetri | 315.735.8571 ext. 1143 | ademetri@fsource.org


Southern Tier Region

Broome, Chemung, Chenango, Delaware, Schuyler, Steuben, Tioga and Tompkins Counties

CFCU Community Credit Union
Memorial Loans
Coverage Area: Tompkins, Cortland, Cayuga, Seneca, Tioga, Schuyler, Chemung, Yates
Contact: Mark Hillegas | 607.257.8500 ext. 3221 | Mark.hillegas@mycfcu.com

Empower Federal Credit Union
Funeral Expense Loan Program
Coverage Area: Cayuga, Onondaga, Ontario, Erie, Oneida, Madison, Chemung, Oswego, Broome, Montgomery
Contact: Sandy McKennan | 800.462.5000, select option 3 | lendingsalesmanagers@empowerfcu.com

Sidney Federal Credit Union
Lifestyle Loans
Coverage Area: Delaware
Contact: Rebecca LaRose | 607.561.7300 | rlarose@sidneyfcu.org


Western New York Region

Allegany, Cattaraugus, Chautauqua, Erie and Niagara Counties

Empower Federal Credit Union
Funeral Expense Loan Program
Coverage Area: Cayuga, Onondaga, Ontario, Erie, Oneida, Madison, Chemung, Oswego, Broome, Montgomery
Contact: Sandy McKennan | 800.462.5000, select option 3 | lendingsalesmanagers@empowerfcu.com

Western New York Federal Credit Union
Funeral Financing Program
Coverage Area: Erie
Contact: Marie Lafferty | 716.771.5016 | mlafferty@wnyfcu.com

The Summit Federal Credit Union
Memorial Loans
Coverage area: Erie, Cortland, Monroe, Seneca, Onondaga
Contact: Linda Cala | 585.453.7093 or 800.836.7328 | cala@summitfcu.org