New York State Funeral Directors Association

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We pay our loyal members cash rewards and reduce future loan costs under our Member Rewards program!

Here's how it works: Enrollment is automatic; open a checking account with direct deposit and a debit card and use it. Maintain your deposit balances or take out a loan with us and you are eligible.

We keep track of your balances and usage and at the end of the year we will deposit your bonus into your checking account.

Fluctuating Income Makes Money Management Difficult

Does your income fluctuate? Sometimes that may mean more than usual, and other times it may mean less than usual.

It can be frustrating, but it does not mean that your financial plans are not manageable!

Here are some tips that will help you to manage your money when your income fluctuates.

Gears of business mesh with proper planning

Many people dream about a job that fits their special skills and needs.

But entrepreneurs face daunting odds: An estimated four out of five businesses fail.

Why? Poor management is cited most often, while inadequate financing is a close second.

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Benefits of Membership

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