Preplanning your funeral is a loving gesture to those you leave behind.
Most importantly, preplanning your funeral will prevent your family from having to guess what your wishes were during a very emotional and stressful time following your death.
Before visiting a funeral home to discuss your prearrangements, give some thought to your preferences for a funeral service by identifying any religious elements, songs or readings or other unique requests that you would like to be incorporated into your funeral service.
When you meet with the funeral director, they will guide you through the different services and merchandise available.
You will have the opportunity to select those which meet with your personal preferences and beliefs.
Your funeral director will give you a printed copy of their “General Price List” to show the cost of their services and merchandise, enabling you to create a meaningful service that meets your preferences and financial considerations.
Once the details have been finalized, your funeral director will prepare a preneed agreement and fully itemized statement for your review and a copy to take home with you.
Pre-payment is not required, but is an option should you choose to do so.
In New York State, your funeral director is required by law to deposit your prepaid funds into an interest-bearing government-backed trust account.
Your principle - and the interest earned - will remain yours.
It is important to discuss your decision to pre-plan and/or pre-fund your funeral with your loved ones.
Discuss with them which funeral home you have made your arrangements with and consider providing them with a copy of your preneed documents.
Want to learn more? CLICK HERE to request our Funeral Planning information packet. We provide it FREE to New York State residents with no obligation.